50         55           60           65           70      
51         56           61           66           71   
52         57           62           67           72    
53         58           63           68           73     
54         59           64           69           74   
NO
TOBACCO
Age        Age        Age        Age         Age
FEMALE
  • To obtain a premium quote for all plans, click on your age below  corresponding with your gender and smoking status.
Note: Use your age "nearest" your last or next birthday. 
FEMALE
AGE 50
No Tobacco
10 Yr Plan
$  100,000    $ 14.79      $ 17.06      $ 20.56      $ 26.51      $ 31.85

$  250,000    $ 24.06      $ 31.06      $ 38.06      $ 51.41      $ 61.47

$  500,000    $ 40.69      $ 54.25      $ 66.50      $ 93.19      $107.63

$1,000,000    $ 74.38      $102.38      $125.13      $174.13      $201.25
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 51
No Tobacco
10 Yr Plan
$  100,000    $ 15.84      $ 18.11      $ 22.23      $ 29.49      $ 35.53

$  250,000    $ 25.81      $ 33.25      $ 40.91      $ 57.53      $ 68.03

$  500,000    $ 44.63      $ 58.19      $ 72.63      $104.13      $121.63

$1,000,000    $ 81.38      $111.13      $137.38      $195.13      $227.50
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 52
No Tobacco
10 Yr Plan
$  100,000    $ 16.71      $ 19.08      $ 23.71      $ 32.55      $ 39.03

$  250,000    $ 27.56      $ 35.44      $ 43.75      $ 63.44      $ 74.81

$  500,000    $ 48.13      $ 62.13      $ 78.31      $114.63      $135.19

$1,000,000    $ 88.38      $119.88      $148.75      $216.13      $252.88
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 53
No Tobacco
10 Yr Plan
$  100,000    $ 17.59      $ 20.04      $ 25.20      $ 35.53      $ 42.96

$  250,000    $ 29.09      $ 37.84      $ 47.03      $ 69.56      $ 82.47

$  500,000    $ 51.63      $ 66.50      $ 84.44      $126.00      $150.94

$1,000,000    $ 94.50      $127.75      $161.00      $238.88      $280.88
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 54
No Tobacco
10 Yr Plan
$  100,000    $ 18.46      $ 21.09      $ 26.51      $ 39.03      $ 47.43

$  250,000    $ 30.84      $ 40.69      $ 50.75      $ 76.78      $ 91.00

$  500,000    $ 55.13      $ 71.31      $ 92.31      $139.13      $168.44

$1,000,000    $100.63      $139.13      $175.88      $264.25      $314.13
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 55
No Tobacco
10 Yr Plan
$  100,000    $ 19.60      $ 22.31      $ 28.09      $ 43.40      $ 52.94

$  250,000    $ 32.59      $ 43.75      $ 54.69      $ 85.31      $101.50

$  500,000    $ 59.50      $ 76.56      $100.19      $154.44      $190.31

$1,000,000    $108.50      $149.63      $192.50      $294.88      $354.38
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 56
No Tobacco
10 Yr Plan
$  100,000    $ 20.74      $ 24.06      $ 30.36      $ 47.86      $ 58.63

$  250,000    $ 34.78      $ 47.25      $ 59.94      $ 94.50      $113.75

$  500,000    $ 64.31      $ 82.69      $109.81      $171.06      $212.19

$1,000,000    $117.25      $161.88      $212.63      $326.38      $399.00
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 57
No Tobacco
10 Yr Plan
$  100,000    $ 21.88      $ 25.81      $ 32.81      $ 52.94      $ 65.01

$  250,000    $ 37.41      $ 51.19      $ 65.63      $105.00      $126.88

$  500,000    $ 69.13      $ 89.25      $120.75      $189.88      $236.69

$1,000,000    $127.75      $175.00      $233.63      $362.25      $444.50
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 58
No Tobacco
10 Yr Plan
$  100,000    $ 23.10      $ 27.83      $ 35.44      $ 58.80      $ 72.10

$  250,000    $ 40.03      $ 55.13      $ 71.75      $117.03      $141.53

$  500,000    $ 73.50      $ 96.25      $132.56      $211.75      $263.81

$1,000,000    $138.25      $189.00      $258.13      $402.50      $494.38
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 59
No Tobacco
10 Yr Plan
$  100,000    $ 24.41      $ 30.10      $ 38.41      $ 65.45       N/A

$  250,000    $ 43.09      $ 59.72      $ 78.75      $130.81       N/A

$  500,000    $ 79.19      $104.13      $145.25      $236.69       N/A

$1,000,000    $150.50      $204.75      $285.25      $448.00       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 60
No Tobacco
10 Yr Plan
$  100,000    $ 25.90      $ 32.46      $ 41.65      $ 72.98       N/A

$  250,000    $ 46.38      $ 64.75      $ 86.41      $146.34       N/A

$  500,000    $ 85.31      $112.88      $159.69      $264.69       N/A

$1,000,000    $164.50      $222.25      $315.00      $499.63       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 61
No Tobacco
10 Yr Plan
$  100,000    $ 28.09      $ 35.44      $ 46.03      $ 81.03       N/A

$  250,000    $ 50.53      $ 70.88      $ 96.69      $164.72       N/A

$  500,000    $ 93.63      $126.00      $180.69      $298.38       N/A

$1,000,000    $179.38      $247.63      $355.25      $562.63       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 62
No Tobacco
10 Yr Plan
$  100,000    $ 30.19      $ 38.50      $ 50.93      $ 89.60       N/A

$  250,000    $ 54.91      $ 77.00      $107.63      $183.75       N/A

$  500,000    $102.81      $139.13      $202.56      $333.38       N/A

$1,000,000    $195.13      $273.00      $397.25      $629.13       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 63
No Tobacco
10 Yr Plan
$  100,000    $ 32.46      $ 41.65      $ 56.44      $ 98.96       N/A

$  250,000    $ 59.72      $ 83.34      $119.88      $204.53       N/A

$  500,000    $112.00      $152.69      $227.94      $371.44       N/A

$1,000,000    $212.63      $301.00      $445.38      $700.88       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 64
No Tobacco
10 Yr Plan
$  100,000    $ 35.35      $ 45.41      $ 62.91      $109.38       N/A

$  250,000    $ 65.63      $ 91.00      $134.31      $227.94       N/A

$  500,000    $123.38      $168.88      $257.69      $413.88       N/A

$1,000,000    $233.63      $332.50      $502.25      $781.38       N/A
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
(monthly premium, preferred plus)
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 65
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 66
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 67
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 68
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 69
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 70
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 71
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 72
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 73
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
FEMALE
AGE 74
No Tobacco
10 Yr Plan
15 Yr Plan
20 Yr Plan
25 Yr Plan
30 Yr Plan
Your premium and benefit is guaranteed to remain level for the duration chosen below.
Have questions or
need alternate quote?
Call 800-527-1397
$   25,000    $ 32.64      $ 36.60      $ 43.77       N/A          N/A

$  100,000    $ 38.06      $ 49.26      $ 70.00      $120.40       N/A

$  250,000    $ 71.31      $ 98.44      $150.28      $252.88       N/A

$  500,000    $135.19      $185.94      $290.50      $459.81       N/A

$1,000,000    $254.63      $365.75      $564.38      $868.00       N/A
$   25,000    $ 34.74      $ 39.29       N/A          N/A          N/A

$  100,000    $ 41.39      $ 53.73      $ 79.10       N/A          N/A

$  250,000    $ 77.44      $109.81      $169.75       N/A          N/A

$  500,000    $147.44      $207.38      $327.25       N/A          N/A

$1,000,000    $278.25      $408.63      $637.00       N/A          N/A
$   25,000    $ 37.14      $ 42.59       N/A          N/A          N/A

$  100,000    $ 45.24      $ 59.06      $ 89.51       N/A

$  250,000    $ 84.00      $123.38      $191.41       N/A          N/A

$  500,000    $160.56      $233.63      $368.81       N/A          N/A

$1,000,000    $304.50      $460.25      $720.13       N/A          N/A
$   25,000    $ 40.08      $ 46.59       N/A          N/A          N/A

$  100,000    $ 49.96      $ 65.63      $101.41       N/A          N/A

$  250,000    $ 92.53      $140.44      $216.78       N/A          N/A

$  500,000    $177.19      $265.13      $416.50       N/A          N/A

$1,000,000    $338.63      $524.13      $816.38       N/A          N/A
$   25,000    $ 43.49      $ 51.32       N/A           N/A          N/A

$  100,000    $ 55.56      $ 73.41      $114.98        N/A          N/A

$  250,000    $102.81      $160.34      $245.22        N/A          N/A

$  500,000    $197.31      $302.75      $469.88        N/A          N/A

$1,000,000    $378.00      $598.50      $924.00        N/A          N/A
$   25,000    $ 47.51      $ 56.92       N/A           N/A         N/A

$  100,000    $ 62.04      $ 82.43      $130.81        N/A         N/A

$  250,000    $115.50      $183.97      $278.69        N/A         N/A

$  500,000    $222.25      $347.38      $532.88        N/A         N/A

$1,000,000    $428.75      $687.75     $1050.00        N/A         N/A
$   25,000    $ 53.00      $ 63.70       N/A           N/A          N/A

$  100,000    $ 70.09      $ 96.51       N/A           N/A          N/A

$  250,000    $134.97      $217.44       N/A           N/A          N/A 

$  500,000    $260.75      $415.19       N/A           N/A          N/A

$1,000,000    $503.13      $823.38       N/A           N/A          N/A
$   25,000    $ 59.11      $ 70.57       N/A          N/A          N/A

$  100,000    $ 79.98      $111.83       N/A          N/A          N/A

$  250,000    $159.03      $252.44       N/A          N/A          N/A

$  500,000    $307.13      $485.63       N/A          N/A          N/A

$1,000,000    $594.13      $963.38       N/A          N/A          N/A
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
(monthly premium, std <100, preferred plus 100+)
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration (and Child Rider below), then
CHILDREN'S Insurance Rider:   Provides the selected amount of coverage on each child to Age 26 (children under 17 eligible).
Click box to select:
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
To apply for coverage now, first select the desired Face Amount and Duration, then
$   25,000    $ 65.63      $ 77.66       N/A          N/A          N/A

$  100,000    $ 90.13      $128.19       N/A          N/A          N/A

$  250,000    $184.41      $290.72       N/A          N/A          N/A

$  500,000    $355.69      $563.06       N/A          N/A          N/A

$1,000,000    $690.38     $1119.13       N/A          N/A          N/A
$   25,000    $ 73.17      $ 86.10       N/A          N/A          N/A

$  100,000    $101.94      $147.26       N/A          N/A          N/A

$  250,000    $213.72      $334.91       N/A          N/A          N/A

$  500,000    $413.00      $652.75       N/A          N/A          N/A

$1,000,000    $802.38     $1298.50       N/A          N/A          N/A
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total
$5,000 each child: $2.42/mo total
$10,000 each child: $4.84/mo total
$25,000 each child: $12.10/mo total