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Many people who have been unable to get health insurance can now get coverage and have their pre-existing conditions covered, at an affordable premium, under the Affordable Care Act.
- To be eligible for the Pre-Existing Condition Health Plan (PCIP), you must be a citizen or national of the United States or reside in the U.S. legally, have been uninsured for at least the last six months, and have a pre-existing condition or have been denied coverage because of your health condition.
Network Benefits Summary:
Standard Option Extended Option
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- Benefit Maximum Unlimited Unlimited
- Deductible/year $2,000 $1,000
- Pre-Existing Conditions Covered Immediately Covered Immediately
- Out of Pocket Maximum* $4000,then 100% cvg $4000,then 100% cvg
- Hospital & Surgery 80% 80%
- Office Visits $25 Copay/100% $25 Copay/100%
- Preventive Care 100%, no Copay 100%, no Copay
- Maternity/Newborn 80% 80%
- Prescription Rx(form) $500 deductible $250 deductible
Generic, 1st 2 fills: $ 4 Copay $ 4 Copay
3rd fill & after: $ 4 or 50% $ 4 or 50%
Brand Name, 1st 2 fills: $40 Copay $30 Copay
3rd fill & after: $40 or 50% $30 or 50%
Mail order (90 day supply)
Generic: $ 10 Copay $10 Copay
Brand: $100 Copay $75 Copay
*Includes deductible & copays
Guaranteed acceptance
individual health insurance
Do you need health insurance but have a pre-existing condition?
Standard Extended
Plan Plan
---------------- ----------------
Age 0-18 $ 139 $ 187
Age 19-34 $ 208 $ 280
Age 35-44 $ 250 $ 336
Age 45-54 $ 319 $ 429
Age 55-64 $ 443 $ 596
Age 0-18 $ 118 $ 158
Age 19-34 $ 176 $ 237
Age 35-44 $ 211 $ 284
Age 45-54 $ 270 $ 363
Age 55-64 $ 376 $ 505
Age 0-18 $ 147 $ 198
Age 19-34 $ 220 $ 296
Age 35-44 $ 264 $ 356
Age 45-54 $ 338 $ 455
Age 55-64 $ 470 $ 633
Other states: Call 800-527-1397 for quote.
Monthly Premium (male or female):
U.S. Department of Health and Human Services
- Have you been insured in the last six months?
- Have you been declined for health insurance?
- Do you have a Pre-Existing Condition?
- Preferred method of contact?
To learn more about the Pre-Existing Condition Health Plan, and for assistance in determining your eligibility and application, please complete the form below and click the <SUBMIT> button.
There is no cost for our service.
Questions? Call 800-527-1397
- The federal Pre-Existing Condition Health Plan may or may not be right for you.
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We will be in touch with you by phone or email.
Questions or need help? Call 800-527-1397
Copyright 2013: Resource Equity Group | Individual Health Insurance South Carolina | All rights reserved.
PROGRAM DISCONTINUED BY THE US GOV'T