Short-Term

Short Term Medical Insurance

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Who needs Short Term Medical coverage?

Anyone looking for a low cost alternative to individual ACA plans (Obamacare)

Individuals who missed open enrollment and need coverage until the next open enrollment.

Students: Current students, or students just graduating from college and awaiting employment.

Workers who lost their jobs and are not covered under COBRA, or can't afford COBRA.

Early retirees who are not yet eligible for Medicare coverage.

Individuals who are for some reason temporarily unemployed.

What is Short Term Medical coverage?

Short Term Medical coverage is comprehensive health insurance that you purchase for yourself and/or your family for immediate coverage and may continue for up to 3 years.

Generally, candidates for Short Term Medical coverage are awaiting "open enrollment", between jobs or awaiting coverage under a group plan or Medicare. The advantage of Short Term Medical coverage is that premiums are very low, underwriting is minimal, and coverage can go into effect at a specified date, or immediately. Coverage is sometimes issued in minutes.

Many plans issued in

minutes